Navigating your financial futurewith royal precision.
Virat Digital Technologies turns loans into a calm, guided experience. Discreet, transparent and rooted in Vaishali — for individuals, families and businesses across Bihar.
Our core financial services
From personal and business loans to specialized financing solutions, Virat Digital Technologies offers a single, trusted desk in Vaishali for your financial documentation and growth needs.
Personal Loan
Your ambitions, amplified
Structured personal finance for education, marriage, medical and life events.
Business Loan
Fuel your enterprise's expansion
Working capital and expansion funding tailored for small and growing businesses.
Small Business Loan
Empower your business growth
Tailored financing solutions designed to support small businesses with growth capital and operational funding.
Home Loan
Foundation for your family's future
Support for purchasing, constructing or renovating homes for your family.
Mortgage Loan
Unlock the value of your property
Secure financing against your property with competitive interest rates and flexible repayment options.
Doctor Loan
Financing for healthcare excellence
Specialized loan products designed for medical professionals to support practice setup, equipment purchase, and expansion.
CC / OD Limit
Flexible working capital support
Cash Credit and Overdraft limits to manage business cash flow, inventory cycles, and short-term working capital needs.
Credit Card
Smart spending with rewards
Assistance in selecting and applying for the right credit card based on income, eligibility, and spending habits.
Instant Personal Loan
Fast funds when you need them
Quick approval personal loans with minimal documentation for urgent financial requirements.
Financial Pathfinder · Step One
Tell us where you are.
We'll suggest the right path.
A short set of questions helps us understand whether a personal loan, business capital, micro support or home financing suits you best. No scores, no jargon — just a clear starting point.
- Are you planning a new home or expanding your business?
- Do you need funds quickly or can you plan ahead?
- Is this for you, your family or your company?
Choose the statement that feels closest to your current need. This isn't an application, just a way to orient your journey.
"Virat Digital Technologies helped me consolidate my loans and plan my EMIs in a way that finally felt manageable. The process was simple, documents were explained clearly, and I always knew my next step."
Service Journey
Personal Loan Planning
Ravi Kumar
Salaried Professional, Vaishali
"For years I wanted to expand my shop but was confused by different bank offers. Virat Digital Technologies compared options, arranged the paperwork, and I got the right business loan without running from branch to branch."
Service Journey
Business Loan & Working Capital
Sharma Kirana Store
Small Business Owner, Patna
"From eligibility check to final sanction, Baliram ji guided us like a family member. We understood every step of our home loan, and he made sure we chose a bank and tenure that fit our salary and comfort."
Service Journey
Home Loan Guidance
Neha & Aditya
First-time Home Buyers, Hajipur
"Setting up my clinic required funding for equipment and interiors. Virat Digital Technologies guided me through doctor loan options, handled documentation smoothly, and ensured quick approval without disrupting my practice."
Service Journey
Doctor Loan for Clinic Setup
Dr. Ankit Singh
MBBS Practitioner, Vaishali
"We needed small ticket finance to grow our home-based unit. The team explained micro loan options in simple language and helped us with so that we could become eligible for more government benefits."
Service Journey
Micro Loan
Maa Vaishno Micro Enterprise
Self-help Group, Rural Vaishali
"I was unsure which credit card suited my income and spending. Virat Digital Technologies suggested the right card, explained benefits clearly, and helped me apply without any confusion or hidden charges."
Service Journey
Credit Card Consultation & Application
Pooja Rani
Working Professional, Patna